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What are the costs?
Is it a lot harder to file for bankruptcy than it used to be?
Please tell me the difference between chapter 7 and 13?
Anything I really need to know?
Do my spouse and I both need to file?
Can I keep my possessions? My car?
Will the calls and collection actions stop?
Can foreclosure be stopped?
What about future credit?
Are any debts not discharged?
Do you consult for free?
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